End User Terms of Service

1. Acceptance of Terms

By downloading, installing, or using fnances (the "Software"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Software.

2. License Grant

Subject to your compliance with these Terms, fnances grants you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the Software for your personal or internal business purposes.

You may not:

• Copy, modify, or create derivative works of the Software
• Reverse engineer, decompile, or disassemble the Software
• Remove or alter any proprietary notices or labels
• Use the Software for any illegal or unauthorized purpose
• Distribute, sublicense, lease, or rent the Software to third parties

3. Beta Software

The Software is currently in beta and provided "AS IS" without warranty of any kind. The Software may contain bugs, errors, or other issues that could cause system failures or data loss.

You acknowledge that:

• The Software is not production-ready and should not be used for live trading with real funds
• Features and functionality may change without notice
• Support and documentation may be limited or incomplete
• We may discontinue the beta program at any time

4. Trading Risks

IMPORTANT: Trading in financial markets involves substantial risk of loss and is not suitable for all investors.

You acknowledge and agree that:

• You are solely responsible for all trading decisions made using the Software
• Past performance is not indicative of future results
• fnances does not provide investment, financial, or trading advice
• You should only trade with funds you can afford to lose
• fnances is not liable for any trading losses incurred while using the Software

5. User Data and Privacy

Our collection and use of personal information is described in our Privacy Policy.

The Software may collect:

• Usage data and analytics to improve the Software
• Crash reports and error logs for debugging purposes
• Trading data for display within the application (stored locally)

6. Third-Party Services

The Software integrates with third-party services including cryptocurrency exchanges, data providers, and APIs. Your use of these services is subject to their respective terms and conditions.

fnances is not responsible for:

• The availability, accuracy, or reliability of third-party services
• Changes to third-party APIs or service interruptions
• Actions taken by third-party service providers
• Security of credentials stored for third-party integrations

7. Fees and Payment

Certain features of the Software may require payment of fees. Pricing information is available at fnances.com/pricing.

By purchasing a paid subscription:

• You authorize us to charge your payment method for recurring subscription fees
• Fees are non-refundable except as required by law
• We may modify pricing with 30 days' notice
• You may cancel your subscription at any time

8. Intellectual Property

The Software and all related intellectual property rights are owned by fnances or our licensors. These Terms do not grant you any rights to our trademarks, logos, or brand elements.

You retain all rights to:

• Your trading strategies and scripts created using the Software
• Your user data and content
• Your trading journal entries and notes

9. Termination

These Terms remain in effect until terminated. We may terminate or suspend your access to the Software at any time, with or without cause or notice.

Upon termination:

• You must cease all use of the Software
• You may lose access to your data stored on our servers
• Provisions regarding intellectual property, disclaimers, and liability limitations survive termination

10. Disclaimers

THE SOFTWARE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

WE DO NOT WARRANT THAT:

• The Software will be uninterrupted, secure, or error-free
• The results obtained from using the Software will be accurate or reliable
• Defects in the Software will be corrected

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FNANCES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, or data
• Trading losses or missed trading opportunities
• Business interruption or system failures
• Cost of substitute goods or services

Our total liability shall not exceed the greater of (a) fees paid by you in the 12 months preceding the claim, or (b) $100 USD.

12. Indemnification

You agree to indemnify and hold harmless fnances and its affiliates from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use of the Software
• Your violation of these Terms
• Your violation of any rights of another party
• Your trading activities or decisions

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through the Software. Your continued use of the Software after changes constitutes acceptance of the modified Terms.

15. Contact

For questions about these Terms, please contact us at:

Email: legal@fnances.com